An Agri FinTech platform
designed for villages in Africa
Integrating microfinance and digital financial services with agri investments into community outgrower schemes
creating new markets and new opportunities
Empowering Farmers, Growing Futures
mbora’s village bank, mboraMAX, provides farmers with microfinance and digital financial services, driving outgrower expansion and year-round farming. This boosts production of high-quality crops for local and international markets, creating economic opportunities while promoting sustainable, climate-smart farming.
mbora’s self-sustaining business model with a ‘not-for-profit’ healthcare component
All operational tasks delivered by locally recruited mbora Agents
mbora Hubs hosting market days, securing markets for mbora outgrowers
mbora supports happier healthier farmers
mbora's platform brings locational intelligence to villages, providing households with an address for the first time
mbora outgrowers are producing Grade A crops all year round
Outgrowers receive technical training on market day, & access to a primary healthcare clinic if needed
what is mbora
mbora is an Agri FinTech social enterprise focused on transforming the livelihoods of smallholder farmers and entrepreneurs in African villages by offering a comprehensive, integrated service model.
Central to mbora's operations is mboraMAX, the digitised informal village bank that provides microfinance to smallholder farmers and entrepreneurs. Smallholder farmers join mbora outgrower schemes, engaged in climate-smart, regenerative farming practices.
The holistic support provided to outgrowers includes finance, agricultural inputs, clean irrigation, technical education, and market access, thereby fostering a sustainable and prosperous agricultural ecosystem.
purpose
To create self-sustaining agricultural communities who are financially independent and no longer reliant on handouts.
By doing so, mbora aims to significantly increase the income of outgrowers and entrepreneurs, generating high social and environmental impact, and addressing the first 10 of the 17 Sustainable Development Goals (SDGs).
impact
The impact of mbora's initiative can be broken down as follows:
Economic Impact: Outgrowers earn 5x to 10x more income through sustainable agricultural practices and market access.
Social Impact: Communities become producers, resulting in increased self-reliance and improved standards of living.
Gender equality: promoting women's empowerment through access to resources and opportunities.
Environmental Impact: Adoption of climate-smart, regenerative farming practices leads to improved soil health, increased biodiversity, and reduced carbon footprint.
key activities
Financial Services:
Implementing a digitised informal village banking system.
Providing microloans to outgrowers to fund their farming activities.
Providing microloans to other village businesses.
Agricultural Support:
Supplying high-quality seeds and other inputs.
Installing clean irrigation systems to ensure reliable water supply.
Providing ongoing technical education and training programs.
Market Access:
Established partnerships with major offtakers and export companies.
Facilitating logistics and transportation of produce from farm to market.
Community Services:
Established a network of off-grid mbora Hubs equipped with primary healthcare clinics.
Providing free Wi-Fi at mbora Hubs to support connectivity and information access.
benefits
Inclusive growth
mbora promotes financial inclusion by extending vital financial services to individuals who were previously excluded from the formal financial system.
Resilience
The platform enhances villagers' ability to cope with unexpected shocks, such as natural disasters or health crises, through micro-insurance and savings options.
Economic development
By providing accessible capital and investment opportunities, mbora stimulates local entrepreneurship, increases agricultural productivity, and contributes to overall economic growth.
Data driven insights
The platform generates valuable data on financial behaviour, economic trends, and risk profiles, enabling stakeholders to make informed decisions and develop targeted interventions.
Sustainable development
mbora contributes to sustainable development by fostering self-reliance, reducing poverty, and enabling communities to invest in their own future.
Partnerships and impact
mbora collaborates with local community leaders, private sector, donors, agricultural cooperatives, and governmental bodies to ensure its services align with local needs and regulations. The platform's success is measured not only by financial metrics but also by improved socio-economic indicators, such as increased income levels, reduced vulnerability, and enhanced quality of life for villagers.
Locational intelligence
For the first time villagers who register with mbora have an address and can be located on the map.
This is Mr Wilson, one of many farmers able to irrigate his land for the first time
A beacon of hope and progress: One of our off-grid mbora Hubs providing essential services and opportunities to underserved village communities
Click here to learn about funding opportunities
Click here if you’re interested to offer your services via mbora’s platform
Women farmers benefitting from the mbora platform